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Come and check out these fabulous new homes in a small new community of 9 homes on Olive Court. Back up to privately owned open space and centrally located, these 9 new homes boasts same architectual details and top-of-the-line constructions, materials similar to those in Olive Ridge with the convenience of close to downtown Novato, Trader Joes, future Whole Foods, future SMART Train stations and such.

Homes are single story homes and two story homes. One will come with a pool. Homes have granite slab counters, glass tiled backsplash, stainless steel appliances, beautiful cabinets, recessed and decorative lightning, cathedral ceilings, beautiful fireplaces, hand rubbed hardwood floors, build-in cabinets in family room, central heat and central air conditioner; GREEN FEATURES and much more...

OPEN SUNDAY 1-4PM.

COME AND CHECK OUT THESE HOMES and BRAND NEW PRICES!

3 OLIVE COURT A PLAN $899,000

• 2,840 sf living space (approx)
• 11,204 sf lot (approx)
• Single Story 3 bedrooms, 2.5 baths
• Office/Hobby Room
• 19 foot ceilings in living room
• 2 car garage
• Centrail Air Conditioning

19 OLIVE COURT, C PLAN, $999,999

• 3,444 sf interior space (approx)
• 9,369 sf lot (approx)
• 5 bedrooms, 4 baths
• butler's pantry
• Backs up to Open Space
• 3 Car tandem garage
• Centrail Air Conditioning

27 OLILVE COURT, C PLAN, $999,000

• 3,444 sf interior space (approx)
• 9,632 sf lot (approx)
• 5 bedrooms, 4 baths
• Butler's pantry
• Backs up to Open Space
• 3 Car tandem garage
• Central Air Conditioning
  

CHECK OUT SOME INTERIOR PICTURES OF THE HOMES - BUT NOTHING BEATS COMING OUT AND SEE THEM FOR YOURSELVES!!!

ARTIST RENDERING OF THE ESTABLISHED NEW OLIVE COURT COMMUNITY

SEARCH AND SAVE HOMES FOR FUTURE REVIEW? CLICK SEARCH FOR MARIN/SONOMA HOMES

Sylvia Barry
Frank Howard Allen
Cell (415)717-0293
Search and Save Homes for Future Review? Click http://www.sylviasellsmarin.com/SearchMarin/SonomaHomes
website www.SylviaSellsMarin.com #1 Marin, Sonoma Real Estate Resource

I always learn great things from my Rotary Club's (Rotary Club of Novato Sunrise) meeting - words of wisdom, kind deeds, great none-profit organizations, wonderful things people do for others all out of the goodness of their hearts; the down to earth approach, the selflessness in all, the good wills, the hope, and the future.

This past Tuesday was no exception.

While presenting 'Thought of the Day'; our past president, Bill Bell, recited the following, which I think is so true in today's environment, and thought it'd be beneficial for ALL of US to listen to the timeless wisdom again!

Abraham Lincoln, when establishing the Republican Party said:

"You cannot help the poor by destroying the rich.

There was much holding up of Abraham Lincoln in the recent Presidential election. Perhaps all should reflect on Lincoln's words going forward as government policies and directions are debated and implemented.

As if planned to celebrate the beginning of the summer vacation and a brand new chapter for our youth in Marin (yes, this is graduation weekend), Marin county is the proud host of two fun, entertaining and educational events.  

Both events celebrate the rich heritage and artistical talents of Marin county communities.  Good thing is there are TWO days in a weekend, so, you can spend one full day in each event :-)

Being a community minded real estate company, my company, Frank Howard Allen Realtors is a proud supporter of two wonderful community events happening this weekend, June 13 and 14,

Make sure you click on the link for the entertainment lineups for both events.  Many performing groups are homegrown, our local Marin Groups!

Novato Festival of Art, Wine & Music - our Novato Office is a sponsor of the 26th Annual Novato Art, Wine & Music Festival, which will take place in downtown Novato and features live music, a wine garden, arts and crafts booths and more. 

Novato Art, Wine and Music Festival

The Italian Street Painting Festival - Join us along Children's Avenue at the Street Painting Festival in downtown San Rafael where we continue the tradition of photographing our youngest artists as they create their very own chalk masterpieces.

Italian Street Painting Festival

 My friends. Margaret and Tim Buss have always participated in the Street Painting Fetival.  Margaret's speciality is the 'triangle' technique (see painting on the left).  This year, their son, Lawrence and his girl friend, Alex will follow the parents' footstep.  I look forward to see what the younger generation comes up with tomorrow.  

Millworks Novato (going strong with a lot of interest -check with Sylvia to see)

Novato Real Estate Market started to pick up after the gloomy winter - Yes! (by the way, is there such a thing as gloomy winter in Marin?  - we are so spoiled, when there are more than a drizzle and a little bit of wind, we complaint about the weather and then secretly congratulate ourselves for being in such a wonderful place - there is a premium there :-))

Thanks to the press, both prnt and online and yes, the Obama Stimulus plan, the buzz out there is this is a great time to BUY in Marin county.  Finally, we have affordable prices (o.k. affordable is a relative term), but more affordable houses here in Marin.

The condo/townhome cotinue to pick up pace, as well as the below $500K single family homes.  These are the ones that went thru the worst downturn and were the ones who led the short sale / foreclosure pact, but are now being recognized as the best purchases in town.  

Many former renters find it costs them less to own than to rent; in the mean time, they are able to enjoy the write offs from owning a home. 

That buzz drives the market right above it to go up.  'Starter' homes up to $700,000 saw across board increases in % Pending.  Being able to sell the condos and entry level homes means they can also move upward.  

This allows the $500K - $700K homes to see the biggest surge in % pending. 

The $800K and up range still lag behind - many are waiting for lenders to come up with the policy for Super Jumbo (between $625K and $729K) pricing structore.  Other move up buyers have their homes on market, are relunctant to 'buy contingenty upon sale' are hoping to sell and move into upper end houses here in Novato.  

Overall inventory starts to climb, as we expect it to be in Spring.  Homes for sale went up 25 homes, from 305 to 330 in a month (March to April). With the slower release of foreclosures, the inventory is not growing as much as we thought it would.   

Make Sure You are not waiting for the 'bottom' of the market. Remember, that is always hindside, by the time you look back, the bottom has already came and went. 

Call Sylvia now to discuss the market and the trend, get familiar with the buying process, and start hunting.  It's never too late to get ready.     

Give me a call at (415) 717-0293 or email me at sylvia@SylviaSellsMarin.com for inventories on the market, whether REO, Trust Sale, start home, luxury homes.. I will be very happy to find the best house / investment property for you! 

It will be my pleasure to serve you!  

• Buyer’s Market  < 25%
• Neutral                25% - 40%
• Seller’s Market   > 40%

The overall inventory dropped 10%, from 410 to 370, results of more pending sales and sellers taking properties off the market unless they 'have' to sell.  Less inventory will have a positive effect on housing prices as there are less supply. 

The highest increases in pending sales are the starter / investment homes - condo/townhomes and single family residences under $500K - mostly fixers, REOs (bank owned), short sales, all bargains from one or two years ago. 

Both categories, with more than 50% sales, are now a 'seller's' market - or shall we say a 'bank/REO sellers's market.  Some enjoy multiple offers, although not as much frenzy as when Marin was at the top of the market.

First time buyers, investors, people who relocated out of areas and want to move back, and the ones who could not afford before but would love to be in Marin are all taking this great opportunity of lower (and relatively affordable) home prices and lower interest rates to test the waters here in Marin.  

Higher end homes are staying stale - difficulty in getting financing, uncertainly about the market, excessive inventory from sellers who do not have to sell ('not motivated') can hold the sales down.

My office, Frank Howard Allen Realtors in Novato, is buzzing with sales activities we have not seen in a long times, walk-ins, calls, showings, offers, inspections; a lot of activities which is putting great, positive energy into the office; and hopefully bringing the energy to all our clients!

Best, and stay tuned!

Give me a call at (415) 717-0293 or email me at sylvia@SylviaSellsMarin.com for inventories on the market, whether REO, Trust Sale, start home, luxury homes.. I will be very happy to find the best house / investment property for you! 

It will be a pleasure to serve you!  

• Buyer’s Market  < 25%
• Neutral                25% - 40%
• Seller’s Market   > 40%

April 2, Thursday, hike a moderate/easy 1A hike in Muir Woods, via Fern Creek and Camp Alice Eastwood. Meet at 9:30 at Miller and Locust in Mill Valley (at the bus stop). Back by 1.30. Share carpool costs. Rain cancels. Sponsored by the Marin Group Sierra Club.

April 3, Friday, the Marin Bushwackers Hiking Club presents a two-hour, “exhilarating and educational, off-the-beaten-track hike for in-shape hikers.”?  Meet at Tennessee Valley Trailhead gate at 5:30 p.m.?  For more specific directions and information, call John at (415) 331-0100.

April 4, Saturday, Two-hour  hike on moderate trails with md-hike wine and cheese sevrved overlooking the pacific, followed by optional dinner and socializing at the Mt. Home Inn. Meet at 4:30 p.m. in the parking area across from the Inn on Panoramic Highway in Mill Valley. Cost is $15. Sunset Hike and Dine Club. To reserve a spot, call (415) 331-0100.

The Fairfield Osborn Preserve offers Saturday hikes through May 16 so visitors may observe the diverse fauna and flora of the popular nature preserve on Sonoma Mountain operated by Sonoma State University. Tours are appropriate for families, friends and individuals. Visitors should be able to hike two to four miles over uneven ground. Sturdy shoes, long pants, drinking water and a snack are highly recommended. General admission is $3. Visitors 12 and younger are admitted free.

Hikes are held every Saturday at 10 a.m. There will be no hike on April 18. The Fairfield Osborn Preserve is located at 6543 Lichau Road in Penngrove. For more information or directions, call (707) 795-5069 or e-mail fairfield.osborn@sonoma.edu or visit online, www. sonoma.edu/org/preserve.

On Thursday, April 9, hike nine miles from Mill Valley towards Sausalito. Discover this 1A easy Bay path from East Blythdale Avenue in Mill Valley along the Bayside towards the Bay Model, guided by a docent . Meet at 9:30 a.m. in front of the Maria Maria restaurant at 651 East Blythedale Ave. in Mill Valley. Return by 1:30 p.m. Rain cancels. E.mail-rgwatson@pacbell .net. or call (415) 461-9255.

Sunday, April 12. Angel Island picnic and hike. An easy 2A hike with 360-degree views of all the bay, and to see results of the Angel Island fire. Hike to the top of Mt. Livermore and then have lunch on the beach. Bring liquids and a potluck dish for 6 to share. Meet at 9:45 a.m. at the Angel Island Ferry dock in Tiburon. $13.50 fare. Back by 4 p.m. Rain cancels. E-mail rgwatson@pacbell.net. or call (415) 461-9255.

Thursday, April 16. China Camp. Explore the Shoreline Trails of China Camp in San Rafael. An easy 1A hike. Meet at 9:30 at the Civic Center Post Office on San Pedro Road in San Rafael. Back by 1:30 p.m. Share carpool costs. Rain cancels. E.mail-rgwatson@ pacbell.net.

Thursday, April 23: Ocean view trail. A moderate/long 1A hike from Rock Springs to the Top of Cataract Falls with a view of the ocean and Stinson Beach. Carpools from Miller and Locust at the Mill Valley bus stop at 9:30 a.m. Back by 2:30 p.m. Rain cancels. E.mail rgwatson@pacbell. net or call (415) 461-9255.

Sunday, April 26. Lakes and waterfalls hike to Bass Lake/Alamere falls. A 2A moderate hike from Palomarin trailhead. Bring towels if desired for an optional dip in Bass Lake. Meet at Fairfax Parkade at 9:30 a.m. Rain cancels. E.mail rgwatson@pacbell.net or call (415) 461-9255.

Thursday, April 30, hike the Dipsea Trail and Muir Woods. A moderate 1A/B hike on the Dipsea trail and through Muir Woods. Meet at Miller and Locust in Mill Valley (at bus stop) at 9:30 a.m. Return by 1:30 p.m. Share carpool costs. Rain cancels. E.mail rgwatson@ pacbell.net or call (415) 461-9255.

May 3. Sunday. Drakes Estero. A moderately paced and a most charming 2B tour to the ocean of the beautiful Drake’s Estero area on Point Reyes. Carpool at 9:30 a.m. from Fairfax Parkade (opposite Fairfax Theater). Back by 5 p.m. Bring lunch and liquids. Share carpool costs. Rain cancels.

May 7. Thursday. Blackie’s Pasture. A very easy 1A from Blackie’s Pasture. Hike from the parking lot at Blackie’s Pasture towards Tiburon and back, stopping at a yummy bakery with a fabulous San Francisco view. Meet at 9:30 a.m. at Blackie's Pasture on Tiburon Boulevard. Back by l p.m. Bring your taste buds.

Courtsey of Novato Advance

Stafford Lake, Novato, CA

The last time I did a blog post on Novato Real Estate Market Statistics was back in November, 2008 - almost seems like an eternity; so much has happened in the past four months.  I have to say, the fun and challenge is all in there.   

Novato Real Estate Market statistics stays pretty flat with a few big gain in percent pending - under $500K starter single family homes had a gain of 10% to a strong sellers market at 51% pending; the midrange, properties between $700K and $800k enjoyed an 8% increase in pending.  The total now reach 27%, moving towards the right direction. 

The Biggest gais are the over $1,25M market - I guess people with money can take advantage of the softening market and buy luxury homes when the prices are low; a couple I know bought with cash! One thing to keep in mind is that due to the very small volume of the homes avaialbe, a house or two sale makes a huge difference percentage wise. 

The ratio is held steady by dwindling inventory - overall inventory dropped by another 20%, from 370 to 305. This can be attributed to several reasons -

* The normal beginning of the year brings slower new inventories

*  The bail out plan gives many home owners hope and they decided to refinance or negotiate for a 'loan modification'  Whether they will get their loans modified is irrelevant for this moment.  The reality is it brings down the available homes market. 

* Sellers are holidng onto their properties for the right moment - either the prices go up or when they HAVE to sell.  This also limits the inventory.

This is a great time to buy, with bargains abound, whether it's in Novato, San Rafael or Southern Marin.  Bank owned homes or sellers with plenty of equity are pricing homes low to attract multiple offers. 

Make Sure You do not spend TOO MUCH time waiting for the right price and when you finally buy, you already missed the bottom of the market.

Just Remember, The Bottom of the Hill is all hindsight - You don't know it's here and when you discover it's the bottom, you have already missed it!

Give me a call at (415) 717-0293 or email me at sylvia@SylviaSellsMarin.com for inventories on the market, whether REO, Trust Sale, start home, luxury homes.. I will be very happy to find the best house / investment property for you! 

It will be a pleasure to serve you!  

• Buyer’s Market  < 25%
• Neutral                25% - 40%
• Seller’s Market   > 40%

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Luxury Real Estate
Marin, San Francisco North Bay
Frank Howard Allen Realtors
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

SERVING MARIN, SONOMA, S.F. BAY AREA - FOR ALL YOUR REAL ESTATE NEEDS Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa.

FEDERAL TAX CREDIT FOR FIRST TIME HOME BUYERS

This post addresses the Federal Tax Credit for First Time Home Buyers.  Look for new post for California Tax Credit.  Note that the Federal and California tax credits are very different from each other, and the methods for claiming the credit are likewise very different.

The good news is that the first time home buyer credit allows qualifying home buyers who bought their homes between April 8, 2008 and December 1, 2009 to claim their first home buyer tax credit.  

1. FEDERAL TAX CREDIT (FIRST-TIME BUYERS ONLY)

Amount: $8,000 if home purchased in 2009, but no more than 10% of the purchase price of the home (half that amount if married filing separately). $7,500 if purchased before 2009.

Expires: December 1, 2009

Only First-Time Homebuyers Can Claim the Credit: In general, buyers can claim the credit if they are a first-time homebuyer. Buyers are considered a first-time homebuyer if:

• They purchased their main home after April 8, 2008, and before December 1, 2009.
• The buyer (and spouse, if married) did not own any other main home during the 3-year period ending on the date of purchase.

Main home. A main home is the one the buyer lives in most of the time. Not limited to new construction. It can be a house, houseboat, house-trailer, cooperative apartment, condominium, or other type of residence.

The Credit Cannot Be Claimed If:

• The buyer’s modified adjusted gross income is $95,000 or more ($170,000 or more if married filing jointly).
• The buyer is a nonresident alien.
• The home is located outside the United States.
• The buyer acquired their home by gift or inheritance.
• The buyer acquired their home from a related person.

No Repayment of Credit: There is no repayment of this credit if the home is purchased in 2009. However, the buyer must repay the credit if the home ceases to be their main home within the 36-month period beginning on the purchase date. (Note: For homes purchased before 2009, the tax credit is subject to repayment rules.)

Property value in Marin County is not immune from the current housing crisis; homeowners who bought their homes during the past few years have seen their property value decline. 

Proposition 13 allows homeowners to keep their property tax to no more than 2% annual increase during the time when property values are going up until the property changes hand.  This works wonder for homeowners when property value is in upswing.

On the other hand, Proposition 8 protects homeowners when the property value drops below the current market value by allowing reassessment of their properties when the market value of their home is less than the assessed value of the home.  This results in a lower property tax which is in sync with the current lower market value.

Depending on the location and types of the homes, the price drop might result in current market value to be much lower than their homes' taxable (assessed) value.  Marin Homeowners whose property value is lower than the current market value should ask for a reassessment from Marin County Tax Assessors so they can lower their property tax bill.

To request a reassessment of your property value, you will need to provide Marin County Tax Assessor's office with the value of three current comparable properties that are sold around 01/2009 (no later than 03/2009). 

Fill out the 'Request for Informal Review of January 1, 2009 Reassessment' and follow the very simple direction.  Your request has to be in before 12/31/09. 

If you need help with comparable values of homes, please feel free to contact Sylvia (415) 717-0293 and I will be very happy to help.

venue:San Marin Musical Theater Performing Arts Center address:15 San Marin Drive, Novato, CA 94945  Novato, CA 94945  View map

New Summer Stock Brings Sweeney Todd to the North Bay 

 Sweeney Todd is coming to Novato this summer!  Marin Summer Theater (MST), an evening program for students of performing arts, will present Stephen Sondheim's masterpiece as part of its three-show season in July and August, along with The Beaux' Stratagem, a Restoration comedy, and Bernstein on Broadway, a music and dance review.  The program will run June 15-Aug. 2.

 MST is open to students throughout the North Bay: those entering eighth grade, high school students, and college undergraduates under age 23.  Students from all over Marin and Sonoma counties are encouraged to participate.  Auditions for actors, musicians, and dancers will be held by appointment Mar. 21 at San Marin High School in Novato, pre-registration is required.  (Those who are unable to attend auditions in person may submit a DVD recording.)  Technicians and designers also may submit applications; they will be interviewed by phone.  Acceptance is subject to audition and payment of tuition.  Fee for the entire season is $275 for participation in one, two, or three shows. 

According to artistic director Patrick Nims, several factors make MST unique.  "First and foremost, MST is a challenging program for young performers and theater technicians interested in developing their talents through the production of great theater.  Working on as many as three different productions in a seven-week period is intense.  Second, the inclusion of kids from different schools and educational levels raises the quality of performance and expands participants' horizons.  Third, since we are sponsored by non-profit San Marin High School Music Boosters we can focus on serving our students at the lowest possible cost, keeping tuition low because of our volunteer network and the assistance we receive from San Marin High School and the Novato Unified School District."

To help interested applicants prepare for auditions MST is offering a free workshop on Saturday, Mar. 14 (1-3 pm) at San Marin High School.  Students will learn more about the scheduled shows and the audition process, with attention to each person's performance material.  Nims says, "There is no requirement that prospective participants attend the workshop, but it's a good opportunity to meet the staff and prepare a great audition."

Details about the program, audition scheduling, and application forms can be found on the MST web site at www.marinsummertheater.org. 

###

 For more information about Marin Summer Theater, please call Patrick Nims at (707) 781-6302 or email Pat at pnims@marinsummertheater.org

_______________________________________________

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Real Estate
Marin, San Francisco North Bay
Frankk Howard Allen Realtors
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

 MARIN, SONOMA, S.F. BAY AREA REAL ESTATE - Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa. Starter Home to Luxury Property. REO (Bank Owned), Short Sale, View Homes, Architecural Distictive Homes. Investment, 1031 Exchange. Chinese Realtor.

Make Dreams Real - Rotary Club of Novato Sunrise Youth Services

Due to strong demand from my past and current clients and the interest from the prospective clients, I am providing you with list of current Bank Owned (REO - Real Estate Owned, and Foreclosed) homes.  The list will be updated freqeuently depending on relevant activities.  

(Word of Advise from your Realtor -  In addition to REO (Bank Owned) properties, there are GREAT Deals out there if you look hard enough.  I will be able to help you to find the best deal and best house in Marin and Sonoma county for you, Bank Owned or Not!) 

The towns included in this list are Marin County towns South Marin, Central Marin, North Marin and West Marin.  Specifically: Belvedere, Bolinas, Corte Madera, Dillon Beach, Fairfax, Greenbrae, Kentfield, Lagunitas, Larkspur, Mill Valley, Muir Beach, Nicasio, Novato, Marin County, Olema, Point Reyes Station, Ross, San Anselmo, San Geronimo, San Rafael, Sausalito, Stinson Beach, Tiburon, Tomales

Marin County Bank Owned Single Family Homes   Marin County Bank Owned Single Family Homes

Updates since 02/08/09 -  4 SOLD - A couple all cash sales, a couple over asking prices.

38 Total Listings - 30 Active, 4 Pending, 4 Sold

• New -  1611 Center Road, Novato, 
• Pending - 24 Elmwood Court, Novato
• Pending - 1212 Lynwood Drive, Novato
• Pending - 52 Austin Avenue, San Anselmo
• Pending - 26 Stasia, Novato
• Sold - 1 Plaza Loma, 3/2, 1092 sf $410,000
• Sold - 8 Wilson Hill Court, Novato, 3/2.5, 2388sf, $530,000
• Sold - 25 Durham Road, San Anselmo, 4/2, 1533sf $573,500
• Sold - 931 Butterfield San Anselmo, 3/2, 2115sf $875,000

_________________________________________________

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Real Estate
Marin, San Francisco North Bay
Frankk Howard Allen Realtors
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

 MARIN, SONOMA, S.F. BAY AREA REAL ESTATE - Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa. Starter Home to Luxury Property. REO (Bank Owned), Short Sale, View Homes, Architecural Distictive Homes. Investment, 1031 Exchange. Chinese Realtor.

Make Dreams Real - Rotary Club of Novato Sunrise Youth Services

Due to strong demand from my past and current clients and the interest from the prospective clients, I am providing you with list of current Bank Owned (REO - Real Estate Owned, and Foreclosed) homes.  The list will be updated freqeuently depending on relevant activities.  

(Word of Advise from your Realtor -  In addition to REO (Bank Owned) properties, there are GREAT Deals out there if you look hard enough.  I will be able to help you to find the best deal and best house in Marin and Sonoma county for you, Bank Owned or Not!) 

The towns included in this list are Marin County towns South Marin, Central Marin, North Marin and West Marin.  Specifically: Belvedere, Bolinas, Corte Madera, Dillon Beach, Fairfax, Greenbrae, Kentfield, Lagunitas, Larkspur, Mill Valley, Muir Beach, Nicasio, Novato, Marin County, Olema, Point Reyes Station, Ross, San Anselmo, San Geronimo, San Rafael, Sausalito, Stinson Beach, Tiburon, Tomales

Marin County Bank Owned Townhomes / Condos Marin County Bank Owned Townhomes / Condos

Updates since 02/08/09 -  28 Total Listings - 22 Active, 4 Pending, 2 Sold

• New - 7 Oak Crest Court, Novato - 3/2, 1460 sf - Western Oaks, Best Deal!
• New - 2 Park Crest Court #C, Novato - 3/2.5 1460 sf. - Western Oaks, closer to Redwood Blvd
• New - 47 Sequoia Glen, Novato - 3/2.5, 1529sf.  South side of Redwood Blvd.
• New 35 Fairfax St #27 - San Rafael - Bahia, 2/1, 864 sf, Grerat Investment
• New 241 Playa Del Rey, San Rafael - Bahia, 3/1.4, 1116 sf
• Pending - 110 Oliva Court, C, Novato
• Pending - 17 Oliva Drive, E, Novato
• Pending - 12 Oliva Drive, D, Novato
• Pending - 1289 Maple Court, C, Noavto
• Sold - 50 Sonoma St #7, San Rafael $100,000
• Sold - 25 Andrew Drive, Tiburon, $151,000 (Unbelievable low price for Tiburon, but NOTE - This property's current tenant has a recorded legal 75 year lease at $1,285/month rent controlled.  There is 48 years remaining on lease.

__________________________________________________

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Real Estate
Marin, San Francisco North Bay
Frankk Howard Allen Realtors
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

 MARIN, SONOMA, S.F. BAY AREA REAL ESTATE - Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa. Starter Home to Luxury Property. REO (Bank Owned), Short Sale, View Homes, Architecural Distictive Homes. Investment, 1031 Exchange. Chinese Realtor.

Make Dreams Real - Rotary Club of Novato Sunrise Youth Services

Fannie Mae announced a suspension of all foreclosure sales and evictions of occupied properties through March 6 in anticipation of the Administration's national foreclosure prevention and loan modification program.

See Fannie Mae News Release and How to Find the Best Deals Now At the End of Article!

While Dow Jones Newswires reported that JPMorgan Chase, Citygroup, Bank of America and Wells Fargo have committed to temporary moratoriums (suspends) on foreclosures as the government works on a financial stability plan aimed at keeping people in their homes. 

The following are briefly what was announced by each lender -

JP Morgan Chase - New Owner-Occupied residential loans that are owned and serviced by JPMorgan Chase.  As with Fannie Mae, the moratoriums will remain in effect through March 6th.

Citigroup - All Citi-owned first mortgage loans that are principal residence and on loans for which understandings with investors have been reached.  Moratorium end date - March 12th.

Bank of America (also Countrywide) - Delay foreclosures sales on owner occupied properties whose mortgage loans are owned and serviced by BofA or Countrywide  - Through March 6th.

WellsFargo (also Wachovia) - For Loans it holds.  The moratorium is expected to remain in place until the government's foreclosure prevention plan is announced.  The majority of WellsFargos mortgage loans are serviced by it and owned by other investors.  WellsFargo is working with their investors .. to determine how to support the moratorium request.

Most of the lenders plan to evaluate and extend their specific moratorium dates depending the progress made by government.

See complete articles below:

Fannie Mae Suspends Foreclosure Sales Pending Administration Announcements

From CNN of Dow Jones Newswires - Bank Agree to Foreclosure Moratoriums

Hopefully the suspension of foreclosures and the government bail out plan (I will be posting blogs about the government bail out plan that affects home ownership soon) will allow at-risk home owners to keep their homes and stabilize the housing industry and general economy!    

How To Find the Best Deals Now?

Where should the buyers look when there is no or few REO (Bank Owned) properties on the market (which is already relatively low in Marin County)? 

Look at Well Priced Homes (many sellers have dropped price considerably due to the softening market www.2197Vineyard.com), Short Sales (www.32Stasia.com yes, short sales require hard work, lots of patience but very rewarding).

The best way is to get an agent who is diligent and Knowledgable in looking for homes, not only Foreclosures, but Short Sales, Trustee Sales, Competitively Priced Homes; one who works hard, strong in negotiation, have YOUR BEST INTEREST in mind, not anxious to get you to sign on unless it's right for you; one that is YOUR ADVOCATE, to help you find that perfect home - 

The Americacn Dream:

Perhaps one day when the economy is stronger, we can take a collective sign of relief and cheer for the stable economy, strong housing market and solid job market where all can have a stable job, good income and own their home and Fulfill their American Dream Once Again! 

 _____________________________________________________

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Luxury Real Estate 
Marin, San Francisco North Bay
Frank Howard Allen Realtors 
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

MARIN, SONOMA, S.F. BAY AREA REAL ESTATE - Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa.   Starter Home to Luxury Property.  REO (Bank Owned), Short Sale, View Homes, Architectural Distinctive Homes. Investment, 1031 Exchange. 

Due to strong demand from my past and current clients and the interest from the prospective clients who might not have been able to purchase a home during the past sellers market, I will be providing you with list of current Bank Owned (REO - Real Estate Owned, and Foreclosed) homes.  The list will be updated on a daily basis.   The Updates will be accessible from the 'MARIN BANK OWNED' button on the Left Navigation Site.

(Word of Advise from your Realtor -  One thing I would like to stress is not to get hung up on 'Bank Owned' - They may or may not be the best deal in town.  There are GREAT Deals out there from motivated sellers who understand the market and who need/want to sell.  I will be able to help you to find the best deal and best house for you, Bank Owned or Not!) 

The towns included in this list are Marin County towns South Marin, Central Marin, North Marin and West Marin (yes, we even have a few in South, Central and West Marin). 

Specifically: Belvedere, Bolinas, Corte Madera, Dillon Beach, Fairfax, Greenbrae, Kentfield, Lagunitas, Larkspur, Mill Valley, Muir Beach, Nicasio, Novato, Marin County, Olema, Point Reyes Station, Ross, San Anselmo, San Geronimo, San Rafael, Sausalito, Stinson Beach, Tiburon, Tomales

I will include Single Family Homes, Farms and Ranches in one link; and Condos/Townhomes in another link:

* Marin County Bank Owned Single Family Homes

* Marin County Bank Owned Condos / Towhomes

Bay Area Real Estate Information Service (BAREIS) Multiple Listin Service (MLS) just released Marin County Homes Closed Sale Report with Two-Month Comparison for 2007 and 2008.  The two months period covered are November and December.

The report includes Single Family Residencies, Condo/Co-Op, Farms and Ranches, Mobile and Floating Homes.  The towns covered are all Marin County towns - Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon and other West Marin towns such as Point Reyes, Bolina,..,etc

We can see that anything PRICE related has a dramatic drop - Average Price, Median Price, and Adjusted Average Price.  A lot of the pricing changes have something to do with the distressed properties now in Mairn county (from Novato, slowly going down to South Marin) - Short Sales, REO (Bank Owned), Foreclosures or just super motivated sellers. 

The highest and lowest prices were not included so that a $19,000,000 does not have a dramatic impact on the prices of the other homes - Guess whose home is that $19,000,000 sale ...  Wouldn't you want to be THAT Realtor?  Come Back and Check later... :-)  

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Real Estate
Marin, San Francisco North Bay
Frankk Howard Allen Realtors
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

MARIN, SONOMA, S.F. BAY AREA REAL ESTATE - Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa. Starter Home to Luxury Property. REO (Bank Owned), Short Sale, View Homes, Architecural Distictive Homes. Investment, 1031 Exchange. Chinese Realtor.

Make Dreams Real - Rotary Club of Novato Sunrise Youth Services

I was asked by the Active Rain (Real Estate Blog Site) ECO-All-Star Group Leader to enter into the group's January Challenge.   The goal of the contest is trying to determine how the ECO Green Design from actor Bad Pitt's "Make It Right" foundation will benefit local homeowners.  

The following is my entry.   The winners will be announced on Saturday, so it will be interesting to find out the result :-)

NEW ORLEANS, LA

1. It is now 3 and 1/2 years since Katrina's 2nd landfall on August 29th, 2005 in Southeast Louisiana.  With the unprecedented economic downturn and the excitement of a new President and the New HOPE promised by President Obama, Katrina seems to be a distant past, a fading memory, something to be put on the back burner and forgotten.

Why should it still matter? - New Orleans had come back to life, Mardi Gras celebration goes on ... But how can we forget the devastation and extreme destruction since Katrina slammed into New Orleans and the continued struggle 9th Ward people have while hoping to rebuild their homes and start a new life? 

By August 31, 2005, eight percent of New Orleans was flooded; with some parts under 15 feet of water, thousands of buildings destroyed and the official death toll, according to the Louisiana Department of Health, was 1,464.   

Seeing the great loss, actor Brad Pitt formed the "Make It Right"foundation a year ago and presented lot owners in Lower 9th Ward with designs by 13 architects; basically allowing the homeowners to pick a design for their homes to be rebuilt by the foundation.

December 11, 2008, the "Make It Right" Foundation celebrates the completion of first six homes. These are not only a fresh start for homeowners but also become blueprints for LEED Platinum Certified, affordable, storm-resistant, and Green/ECO sustainable housing designs. 

The homes are built with sustainable wood cabinetry, non-toxic paints, and Energy Star appliances; as well as Green features that take these houses to the next level include insulation that makes them five times more air-tight than typical homes, photovoltaic systems, and groundwater heat pumps for both heating and cooling.  Looking ahead, separate plumbing lines were installed so owners can utilize their rain harvest systems if a current shttp://www.usgbc.org/displaypage.aspx?CMsPageID=222tate law banning rainwater for toilet use is repealed.

Heavily subsidized by Pitt's foundation, the per-house budget of $150,000 is possible because of donated materials and services, including the architects' designs.  The costs are expected to drop as more houses are built. The goal is to build 150 homes; Pitt's foundation has raised money for 87 of them.

An additional $9,450,000 is needed to complete the remaining 63 homes at $150,000 each.  A speckle of dust comparing this to national debt; but a healthy chunk of money when money is scarce (unless you are Treasury with a printing press, of course)

MARIN COUNTY, CA

Back to my hometown, the Marin County - As Marin county residents (or California, in that respect), by the Very Nature of choosing to be part of Marin County, we are proud of being ECO, being GREEN, being environmental friendly and being Sustainable.  We want to be in the forefront of going Green and being Green! (see logo from San Marin High School for their Green Week event)

Marin has seen a few successful Green Projects. Boasting Cleanest Air in the Country, Novato (San Rafael 2nd, and Salinas placed 15th in Clean Air category) in Marin County, CA has three of the following four Green Projects (there are many more) -

1) Dominican Convent in San Rafael received a Gold Certificate from the U.S. Building Council for the sustainable building (convent). The 6,200-square-foot, two-story shingle-and-stucco convent, built with strong lines and a vibrant brick-red exterior, takes full advantage of the latest pro-environment technology. It has rooftop photovoltaic panels, solar-powered attic fans and toxic-free insulation of reclaimed materials, . With programmable gas heaters in each room, the interior remains at a uniformly comfortable temperature, even with a floor made entirely from a mix of concrete and recycled fly ash.  Traffic flows were studied, Recycled furnishings were used, History was preserved.  

Dominican convent is the only environmentally certified convent in the world, right here in Marin.  

2) Virginia Grove In Novato, Marin is the First None Public Funded Affordable Green Homes in Marin county and the Winner of the 2007 Award of Excellence for Smart Growth & Workforce Housing,138 points on the Build-It-Green scale, the highest ever in Novato.  This project combines attractive architecture, Green Development Practices and lower income affordable housing in a single-family environment.   Heralded by ABAG as "a model for regional planning", the project includes bioswales, Grass-pave, ground-water recharge, a major tree-transplanting program, passive solar heating and cooling, pre-wiring for solar photovoltaic panels, sustainable, recycled and reclaimed materials on an infill property.  

3) Olive Ridge, again in Novato, CA, on the other hand, is a Luxury Green Home development consists of 19 homes on large lots surrounded by 20 acres of open spaces.  

The homes meet the new Residential Green Building Ordinances for all single family homes and major remodels by City of Novato.  The ordinances addresses Green Issues such as using Natural Resources, conserve Water And Energy and improve Indoor Quality; use energy-efficient materials and techniques such as photovoltaic, solar panels.

 3). Commons at Mt. Burdell- A redevelopment of the current Fireman's Fund Insurance Company's property in North Novato (the north most part of Marin County) brings the first LEED Platinum certified project to Marin County.   Numerous neighborhood meetings and city planning meetings were held for neighbor and city input on the project. 

The project considers and implements plans for renewable energy, conserve and recycle water, noise reduction, indoor air quality, reuse, recycle, education, public transportation, and plans to achieve carbon-neutrality within 10 years.  A music will also be built for educational purposes.       

Those are  examples of the existing and in planning Green Buildings in Marin County. 

FROM NEW ORLEANS TO MARIN

Looking at the designs for the 9th Ward and considering the challenges some the Marin county residents have, the "Make It Right" foundation's design can benefit many of Marin Residents, especially for the ones who live in one of the 10 flood Zones in Marin County (o.k. don't know what happened to Zone 2). 

The flooding happens every few years and can be devastating to local residents and businesses (see picture on the right for Novato Flood in the '80s). 

Not only it is disruptive to lives and businesses, being in the flood zone also requires flood insurance for homeowners and has an adverse effect on the desirability of the homes and housing prices in the area. 

• Flood Zone 1 - Novato Area, 
• Flood Zone 3 - Mill Valley Area,   
• Flood Zone 4 - Bel Aire Area   
• Flood Zone 5 - Stinson Beach 
• Flood Zone 6 - San Rafael Meadows  
• Flood Zone 7 - Santa Venetia
• Flood Zone 9 - Ross Valley (Corte Madera Creek)
• Flood Zone 10 Inverness

Some of the features for the "Make It Right" homes will probably even benefit earthquake prone California - the stilts have to be able to withheld the surge of flood water, which shall be able to absorb some of the effects from an earthquake.

As we have learned from various sources, designing Green Buildings and acquire Green Material add a premium to the building of those homes, especially the LEED Certification, which can prove to be cost prohibitive to embark on related projects.  

THE SPIRIT OF SHARING

The idea of sharing the 'Make It Right' plan provides "a sense of working together to change the world".  Being able to share the plan from 9th ward, one of the most economically challenged areas in the country with other areas in the U.S. provides both a symbolic and real meaning of working together and sharing; something to be encouraged and proud of! 

And remember, one of the most important features of Green/Sustainable are to RECYCLE, REUSE and to CONSERVE, same thing goes to building plans.

Although some of the designs are hard to picture in Marin, but a few will fit right in (see the one on the left)!   

Now comes the difficult part -

How Do We Fund all These - not talking about Marin projects, but the remaining Lower 9th Ward homes?

Well, last I checked...  there are currently 1,197,529 Realtors  registered with National Association of Realtors, 

As Realtors, we care about our neighbors, our fellow citizens and our country.  in short, WE CARE!  

The participation by All Realtors at a time of housing crisis to help complete the Lower 9th Ward project will definitely go a long way to show the nation that Realtors DO Care, which is something Money Can NOt Buy!   

With each Realtor donating $8.00;  we can raise more than enough for the 63 remaining homes.  The remainders can be used to improve the Lower 9th Ward! 

What better time to help with the Optimism of "HOPE" and "Change Is Coming" slogans and what a great time to cultivate Goodwill among All.  

To jump Start, Yes, Mr. Brad Pitt might just want to be the Goodwill Ambassador for NAR as his presence will certainly rally the participation and help all to accomplish this noble goal! 

MARIN, SONOMA, S.F. BAY AREA REAL ESTATE - Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa. Starter Home to Luxury Property. REO (Bank Owned), Short Sale, View Homes, Architecural Distictive Homes. Investment, 1031 Exchange. Chinese Realtor.

Make Dreams Real - Rotary Club of Novato Sunrise Youth Services

Calling newly minted Marin Homeowners - Do you know….

How to shave $7,000 off your Marin county home’s assessed value from property tax year-in and year-out? 

By filing Homestead Exemption on your primary residency by February 15th each year.

Homestead Exemption

The home has to be the primary residence of the owner(s) or co-owner(s) as of 12:01 A.M. January 1 (lien date). To receive the full exemption, the application has to be filed with the Assessor’s) Office by February 15th. A partial exemption will be approved, if the application is filed between February 16th and December 10th.

If the home is purchased after January 1st, the exemption is applied to the supplemental assessment, unless the prior owner received the exemption on the secured bill.  The claim has to be filed within 30 days of the homeowners supplemental notice. A partial exemption is approved, if the claim form is returned prior to the due date of the first installment of the supplemental bill. More information may be obtained by calling (415) 499-7195.

1. Veteran’s Exemption

Veterans with a 100% disability due to a service-connected injury or illness are eligible for an exemption of $100,000 on the assessed value of their home. Legislation provides the same for wives of such veterans killed on active duty. A letter of proof from the veteran’s administration has to be presented at the time of application. In addition to the application form, honorable discharge papers, death certificate and a marriage certificate (if applicable) have to be included.

A $150,000 veteran’s exemption is available if the applicant’s annual total household income is less than $40,000. Annual filing is required for any year in which the $150,000 exemption is claimed. More information may be obtained by calling (415) 499-7206 or 499-7204,

There are othe exemptions, such as Church, College, Welfare, etc. 

Please make sure you check and confirm all the details out with the Count of Marin.  See link for County of Marin web page for this subject - www.co.marin.ca.us/depts/AR/main/Administration.cfm

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Real Estate 
Marin, San Francisco North Bay
Frankk Howard Allen Realtors 
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

MARIN, SONOMA, S.F. BAY AREA REAL ESTATE - Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa.   Starter Home to Luxury Property.  REO (Bank Owned), Short Sale, View Homes, Architecural Distictive Homes. Investment, 1031 Exchange. 

 Make Dreams Real -

Just received the Rotarian's Magazine for 01/2009.  As usual, a lot of great articles, but a few caught my attention, 

One of those is 'How to Get Things Done' with just a few clear pointers. as this is time to set business goals, I thought they can be borrowed to help us succeed in 2009 at our Real Estate career.  They are all based on common sense, but oh, so much sense!

1).  Prepare before you begin a project - Make an effort to organize your physical environment.  Take a few moments to write a list a the start of each day.  Set realistic goals.

2). Tacklee the biggest challenge of your day as soon as possible.  Avoid getting bogged down in less important chores.  There can eat up your time without giving you any sense of accomplishment

3). Think, don't worry; focus, don't hurry.  Try to remain calm and stay positive.  Allowing yourself to get stressed out will only make you less productive.  If you feel your concentration slipping, close your eyes and take a brief rest.

4).  Live in the moment; concentrate on the task at hand.  Check your list daily.  Allow yourself to feel good about what you have done, and see what awaits you tomorrow.

I also love the closing statement from a fictitious philosopher named Alfred E. Neuman -

Live Every Day like it is  your last, because one of these days you are going to be right!

With all the challenges we are going to face and all the things we try to accomplish in 2009 - prepare and plan ahead, stay focused, face difficulties head on, no delaying, no weaving, work purposely and smartly, concentrate and work hard:

Live for the moment as there is no tomorrow - There is only one way to go - Success!!!  

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Luxury Real Estate 
Marin, San Francisco North Bay
Frankk Howard Allen Realtors 
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

MARIN, SONOMA, S.F. BAY AREA REAL ESTATE - Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa.   Starter Home to Luxury Property.  REO (Bank Owned), Short Sale, View Homes, Architecural Distictive Homes. Investment, 1031 Exchange

This is one of the very rare times in history where there are bank owned homes in Marin county, coupled with low interest rate, this is a great time for buyers to take advantage of the current buyers market.

I have many clients who asked me about Bank Owned (REO - Real Estate Ownedd) properties in Marin county, although Rare in comparison to other counties in California, we are seeing more bank owned properites in Marin county with the majority in Novato, then San Rafael, and trickle down to Southern Marin county.

Several of my clients have taken the opportunity and bought bank owned homes, a couple are listed on multiple listing, and one bought before the house went on multiple listing from an investor associate of whom I have built a nice working relationship with. 

A sample of currently bank owned properties are listed below - 

One unit in Belvedere, Tiburon Area  Belvedere, Tiburon, Marin County Bank Owned - Extremely desirable area, and will normally have no foreclosured properties, but there is a very special reason for this  low price/bank owned in such desirable area - ask me for details. 

One unit in Corte Madera, Larkspur area - Corte Madera, Larkspur, Marin County Bank Owned

None in Greenbrae, Kentfield - Not too surprisingly that there are no bank owned home in Kentfield, Greenbrae area considering we just had 12 offers on a basically tear down house (Trustee Sale) all because of the highly desirable location for Greenbrae, Kentfield 

None in Ross - Same reason as Greenbrae, Kentfield on why there is NO Bankowned in Ross

None in Mill Valley - Same thing about Mill Valley Bank Owned - None in such desirable area.

3 Bank Owned properties in San Anselmo - A little west, but still short commute to the city, full of charm and character, a town you don't want to miss!

21 bank owned proeprties in San Rafael - fabulous time to buy in San Rafael - these bank owned properites in San Rafael are from Canal area, Terra Linda, Spinnaker Point, Santa Vanetia area, Civic Center area, all the way to Gerstle Park.  Homes are condos, contemporary homes, Eichler homes, newer constructions, you name it!  

26 in Novato - Novato is the north most city in Marin County.  These bank owned properties in Novato, Marin make Novato a 'relatively' affordable place to live now.  Several condos have restricted usage, a couple are in flood zone, some have higher HOA fees, but most of the others are excellent buys - many are gobbled up with multiple offers - make sure you don't wait for competition if you are interested in any of these properties.

And there is even ONE in West Marin - Muir Beach Bank Owned Homes... just waiting for you to finish it up.....

My hope for 2009 is that the homeowners who own distressed homes will be able to take advantage of the government's bail out plans and avoid foreclosures.......

This means there will not be as many foreclosure properties as forecasted, and that's a good thing in my book.... So, take advantage of today's foreclosure inventories to set your foot in Marin County! 

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Luxury Real Estate 
Marin, San Francisco North Bay
Frankk Howard Allen Realtors 
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

SERVING MARIN, SONOMA, S.F. BAY AREA - FOR ALL YOUR REAL ESTATE NEEDS Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa.

The following are required along with the application:

• Completed ‘Zoning/Development Application'
• The 2nd unit was in existence prior to June 2003
• Owner needs to complete a Uniform Housing Code Inspection
• Five sets of plans, including
  • Site plan showing property lines, location of main residence and 2^nd unit and location of parking space
  • Accurately scaled floor plan for main and 2^nd unit.  
  • Second unit size must be between 220 and 750 sf - limited exceptions can be made for units that are between 750 and 1,000 sf.
• Proof that owner resides in either the main unit or the 2^nd unit

Following are required before permits can be issued.

• Complete property inspection by fire department to identify minimum fire safe requirements and fees
• Confirm water and sewer service requirements, including septic sewer disposal system requirements if applicable

Check on the link for details for the program.

Please Visit the Marin County Community Development Agency's public information counter at the Civic Center - Room 308, San Rafael, California, Monday through Friday (closed holidays), 8:00 a.m. - 4:00 p.m., or call (415) 499-6269. 

For additional information contact the following staff and state that you are interested in the Second Unit Amnesty Program Division Liaisons:

• Planning - Kristina Tierney 473-4333
• Building - Larry Grace 499-6550
• Environmental Health - Janet Mullin 499-6273
• Department of Public - Works Berenice Davidson 499-3770
• General Amnesty information - Stacey Laumann 507-2698
• Fire - Scott Alber 499-6566

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Luxury Real Estate 
Marin, San Francisco North Bay
Frankk Howard Allen Realtors 
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

SERVING MARIN, SONOMA, S.F. BAY AREA - FOR ALL YOUR REAL ESTATE NEEDS Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa.

As part of Barry family, we always look forward to, and yet, at the same time, dreaded Christmas season.  

We love to see our families and we treasure the get-togethers, but the thought of Christmas presents for our kids and the extended Barry family can be intimidating and always put a damper on our cheerful spirit.

We dread the thought of piles of presents every Christmas - we used to fly to see grandparents every Christmas and you should see  the luggage we had to haul on the Christmas trips (a lot more after Christmas) - luckily, airlines were not charging arms and legs to ship them at the time.  

The house will be littered with toys afterward.  We are not even talking about the  huge budget for presents and we really hate to just receive and not give!

To be fair, not that we are not grateful that our in-laws just LOVE to give Christmas presents to everybody and would have been totally lost if we don't 'let' him.  However, we cringe on the thoughts of the kids becoming too materialistic and expect presents rather appreciate the spirit of giving. 

As it must be for a lot of families. this Christmas Giving has become a big problem with the family; and I believe we are not the only ones who feel that way.

After many years of agony, I finally announced to my Barry side of family (yes, the American side) that we will adopt the Chinese (my side) way of giving presents. 

Our parents, relatives and/or friends will give us RED ENVELOPS for New Year's present.  They will put brand new, crisp cash in the Red Envelop with some Lucky words (good luck, Long Life, Happiness, Wealth) on the envelop and that will be our present.  We loved those. 

Since we adopted this new concept, the kids still receive a couple small presents while we give them the red envelop with cash/check for the year. 

Luckily, our kids are not big on shopping nor are they big on brand name items; they save their money for important things which they actually use a lot, such as music instruments, iPOD, upgrade of cell phones; and save the rest in their account for future.

With the way the economy is, I have a feeling that most of us will be a lot more cautions while shopping for Christmas presents.  The best thing to teach our kids now is how to be mindful while spending money, and at the same time, only buy essentials and save the rest.    

And the RED ENVELOP is a great, festive way to do just so - Celebrating true Christmas spirit of sharing, love, apprecication, learning how to be grateful for what we have while at the same time, save for the future!

For Assistance, please call Sylvia -

Owners of Marin county homes and Marin county condos will finally be able to participate in the new Relief program provided by Bank of America for their Countrywide home loan customers.

The newly announced Relief program will systematically modify troubled mortgages with up to $8.4 billion in interest rate and principal reductions for nearly 400,000 Countrywide home loan customers nationwide.

Beginning December 1, 2008, Countrywide will proactively contact subprime and Pay Option ARM borrowers whose loans are scheduled for an interest rate adjustment.

While applying to Primary Residence only; the program’s intend is to keep homeowners in their homes by providing affordable mortgage payments for borrowers who financed their homes with subprime loans or pay option adjustable rate mortgages serviced by Countrywide and originated prior to December 31, 2007. Countrywide will forestall the foreclosure process until a decision regarding eligibility is made for qualified recipients.

Modification options include, among others:

• FHA refinancing under the HOPE for Homeowners Program;
• Interest rate reductions, which may be granted automatically through streamlined processing; and
• Principal reductions on Pay Option adjustable rate mortgages that restore lost equity for certain borrowers.

As part of agreements to resolve outstanding claims against Countrywide by certain states, borrowers in participating states will additionally be eligible to access their share of:

• A Foreclosure Relief Program of $150 million on a nationwide basis for payment to eligible Countrywide servicing customers who suffered foreclosure or are currently at serious risk of foreclosure having made only minimal payments since the time their mortgages were originated by Countrywide; and
• An additional program, projected to make payments up to $70 million to support customers with loans serviced by Countrywide who face imminent foreclosure, providing financial assistance with their transition from home ownership.

As part of the state agreements, Countrywide is further committing to eligible borrowers in participating states that it will waive late fees associated with a borrower's default in finalizing modifications under the program.

If you have a home loan through Countrywide and your home is in jeopardy this is a great opportunity for you to work out a plan to keep your Long Beach homes by re-arranging your mortgage through these new programs. Please read the entire press release>>>>>>>>

Read the press release to learn more about this announcement.

• Learn more about the Homeownership Retention Program with this Fact Sheet Overview.
• Additional information for customers who may need additional Financial Hardship Assistance.

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Luxury Real Estate
Marin, San Francisco North Bay
Frankk Howard Allen Realtors
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

SERVING MARIN, SONOMA, S.F. BAY AREA - FOR ALL YOUR REAL ESTATE NEEDS Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa.

The benefit of being an active member of the neighborhood San Marin Improvement Association; we are always invited in the discussion of local developments.

Two important neighborhood development meetings I have attended this year are 200 San Marin Drive (Across from San Marin Plaze (South East corner of San Marin Drive and San Andrea Drive), and the new 'Commons at Mt. Burdell' development (sited at Fireman's Fund site - see BLOG Below for details)

As a follow-up to the meeting, and as development on the project advances, we are also invited to another neighborhood meeting hosted by Mr. John Chamberlain, CEO of the American Assets.

Please make sure you attend the meeting to find out what progress has been made and what the future plans are for the site.

See Invitation Below.

The Commons at Mount Burdell Update by John Chamberlain, CEO, American Assets

November 2008

I have appreciated everyone's comments and input with regards to the redevelopment project at the Fireman's Fund property, now known as The Commons at Mount Burdell. The name was selected from the meaning "commons" which translates to a tract of land belonging to a whole community. In addition it defines the landmark proximity of Mount Burdell. I also want to share some exciting updates from our journey towards creating one of the nation's largest completely sustainable, carbon-neutral mixed use developments.

Our application submittal to the city in June 2008 initiated an approximate 12-month process where we're engaging the city, community stakeholders and the project's immediate neighbors in an ongoing outreach and design consultation process prior to the Design Review Committee, Planning Commission and City Council review in 2009.

While the feedback from the many consultants working on the project has taken longer than originally anticipated, we are exceedingly pleased with the positive input coming in...including word from our sustainability engineers, Timmons Design Engineers, in July that our plans show that carbon-neutrality could be achieved in less than 10 years; exceeding the performance targets of the 2030 Challenge.

Earlier this month the Novato Planning Department had inboxes full of documents for The Commons at Mount Burdell including:

• Master Plan/Precise Development Plan
• Sustainability Master Plan
• Historical Resources Survey
• Visual & Scenic Resource Evaluation
• Biological Resources Survey
• Air Quality Analysis
• Noise Quality Analysis
• Geotechnical Review
• Drainage Study & Storm Water Control Plan
• Transportation Impact Analysis Report

The first calendared meeting to review the project will be held at The Novato Unified School District, 1015 7^th Street, on Thursday, December 4^th at 7:00pm. This will be a public outreach meeting, which is a statutory requirement. Many of you will receive public notice of the meeting due to your proximity to the project. If you are not on that notice list, we hope you will mark your calendar and attend as your continued input is important to us.

I look forward to sharing the continued progress of this development with you and, again, we appreciate your support and feedback.

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Luxury Real Estate
Marin, San Francisco North Bay
Frankk Howard Allen Realtors
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

SERVING MARIN, SONOMA, S.F. BAY AREA - FOR ALL YOUR REAL ESTATE NEEDS Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa.

Novato Real Estate Market statistics stays pretty flat overall with a small 4% increase in pending sales compare to a month ago on September 24. 

The ratio is held steady by dwindling inventory - overall inventory dropped by another 10%, from 370 to 348; again due to more pending sales and either sellers taking properties off the market or waiting for the market to move upwards before they sell.   

The highest increases in pending sales again, is the starter single family homes priced under $600K, with up to $500K at 41% and $500K to $700K at 30%; mutual to slightly sellers market - mostly fixers, REOs (bank owned), short sales, all bargains from one or two years ago. 

This is a great time to buy, with bargains abound, whether it's in Novato, San Rafael or Southern Marin.  Bank owned homes or sellers with plenty of equity are pricing homes low to attract multiple offers. 

One house in Kentfield, priced lower than normal, generated 12 offers.  Think about the other 11 who did not get accepted that are circling for well priced (or bargain basement priced) homes, ready to pounce when they finally find one. 

Higher end homes are staying stale - many move-up buyers need to sell their homes in order to buy are relunctant until their house is sold in this market.  

Give me a call at (415) 717-0293 or email me at sylvia@SylviaSellsMarin.com for inventories on the market, whether REO, Trust Sale, start home, luxury homes.. I will be very happy to find the best house / investment property for you! 

It will be a pleasure to serve you!  

• Buyer’s Market  < 25%
• Neutral                25% - 40%
• Seller’s Market   > 40%

Sylvia Barry, Realtor, ePRO
Marin Realtor for Marin Luxury Real Estate
Marin, San Francisco North Bay
Frankk Howard Allen Realtors
website: www.SylviaSellsMarin.com
Blog: www.AllAboutMarinHomes.com

SERVING MARIN, SONOMA, S.F. BAY AREA - FOR ALL YOUR REAL ESTATE NEEDS Beveldere, Corte Madera, Greenbrae, Kentfield, Larkspur, Marinwood, Mill Valley, Novato, San Anselmo, San Rafael, Sausalito, Tiburon; Cotati, Penngrove, Petaluma, Rohnert Park, Santa Rosa.